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Find out if the check was intentionally postdated, and figure out a solution. However, most people don’t do this, in part because banks charge additional fees to monitor the account and prevent payment before the specified date.Cashing or depositing checks: Cashing a postdated check might be a challenge.Please make sure all documents are dated and signed.Please include the appropriate filing fees (see Statewide Civil Fee Schedule (effective January 1, 2016) or submit an Application for Waiver of Court Fees and Costs (also see below).In most cases, you can deposit or cash a postdated check early.Debt collectors and other businesses may be prohibited from processing a check before the date on the check, but most individuals are free to take postdated checks to the bank immediately.We may be able to get your charges reduced or even dismissed altogether.
It is illegal to write a check when you know you don’t have the funds to cover it, but things get a little fuzzy – and details depend on state law – when you postdate a check (assuming it is accepted as payment).
It’s also illegal to defraud somebody who sells you something by pretending to pay but never actually paying (or having the intention to do so).
Not a written agreement: Just because it's legal doesn't mean things will work out the way you intended: The date that you choose to use is not part of a legally binding agreement between you and the person you wrote the check to.
For example, the IRS generally doesn’t accept postdated checks, so you may face tax penalties and interest if your payment fails.
Likewise, some universities won’t accept those checks, so complications with enrollment (among other things) are a possibility.