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We welcome visitors and members of all ages and from all countries around the world and particularly those who are in their 50s, 60s, 70s, 80s or older.

Our members are primarily from the UK, USA, Canada and Australia but we have many english speaking members from all around the world.

He or she knows that his family or dependents won’t have to bear any hardships even if he dies.

In most cases, the dependents include the spouse, children, and parents.

Death is the only thing that is certain in this world.

Policy owner and the insured person Do keep in mind that the insured and the policy owner can be the same person or two different persons depending on the situation.

The objective of this limitation is to prevent misuse of the policy and give insurance cover only to the deserving parties.

Types of insurance policies Though there are many types of life insurance policies available on the market, most of them can be broadly classified into two categories.

free chat website that lets you connect with people quickly and easily.

Featuring mobile chat rooms as well, helps you find and connect with single women and men throughout the globe.

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